Tel: (973) 884-4624
Fax: (973) 884-4625
E-mail: [email protected]
Life Insurance Specialist
For our personal clientele we are committed to providing customized financial planning advice based on your specific needs, wants, desires, outlooks and risk tolerances. Included in our review is a study of your long-term-care needs, life insurance plans, salary continuation programs and long-term retirement planning.
For our business clientele we offer a comprehensive review of all of your employee benefit programs. We provide a careful yet candid analysis of your group health plans, dental plans, short- and long-term disability plans and group life insurance plans.
Over the past 37 years, Terence has gained a broad scope of financial expertise through his involvement with some of the country’s most reputable life insurance companies. His primary areas of focus include group business insurance, executive deferred compensation, estate planning and investments. Terence has experience with many well-known insurance and investment companies.
A 1978 graduate of Fairfield University, Terence has also earned the Chartered Financial Consultant® designation with a major in financial planning, as well as the Chartered Life Underwriter® designation with a major in finance. He has served as vice president of the Public Services and Relations Committee and treasurer of the New York City Association of Life Underwriters (NYCALU). Terence is also a past president of the NYCALU Manhattan Branch and served as chairman of the New York State Association of Life Underwriters Benefits Committee, Ethics Committee and Judicial Committee. He has also served as a Life Underwriter Training Counsel (LUTC) instructor for several years. Terence currently holds the Series 6, 7 and 63 registrations through LPL Financial.
Terence is an active runner and has completed numerous half marathons along with the NYC Marathon, as well as the Marine Corp Marathon in Washington, DC. He currently resides in Bernardsville, NJ, where he is raising his two daughters, Emily and Molly. An active member of his community, Terence has served as a member of the borough’s Open Space Committee and held the position of chairman for ten years. He has also helped with funding for St. Ambrose, a mission hospital in Uganda.